Archive for the 'Chapter 13 bankruptcy' Category

How Bankruptcy Can Stop Creditors from Harassing You

Yazan: admin | 19 August 2009 | No Comments
Categories: Automatic Stay, Chapter 13 bankruptcy, Chapter 7 Bankruptcy

If you are having personal financial problems and slipping behind on some of your bills and credit cards payments you may have found yourself hitting that ignore button on your phones quite often.  As soon as you are past 30 days late on any kind of payment you are going to find creditors calling and [...]

Step By Step Guide: Chapter 13 Bankruptcy Process

Yazan: admin | 29 May 2009 | No Comments
Categories: Chapter 13 bankruptcy

If have assets your are looking to keep, like property, homes or cars chapter 13 bankruptcy is the way to go.  With Chapter 13 bankruptcy you pay back your debt over 3 to 5 years with little to no interest.  This way if you have assets that are important you and want to keep you [...]

Can Bankruptcy Stop Foreclosure?

Yazan: admin | 30 April 2009 | 1 Comment
Categories: Chapter 13 bankruptcy, Foreclosure Help

Every 13 seconds another home enters foreclosure, according to the Center for Responsible Lending.
If you’re being threatened with foreclosure, you’re probably trying everything you can to save your home.
But if you’ve fallen too far behind on payments and having difficulty catching up, Chapter 13 bankruptcy may be able to give you the relief you’re looking [...]

Get Out Of Credit Card Debt

Yazan: admin | 09 March 2009 | No Comments
Categories: Bakruptcy Alternatives, Chapter 13 bankruptcy

When facing huge amounts of debt, bankruptcy may be something on your mind.  Learning and understanding bankruptcy, is very important to do before deciding to file.  If you have large amounts of debt and are scraping by pay check to pay check you are probably like most Americans out there.  If you still able to [...]

How Repossession Works

Yazan: admin | 17 February 2009 | No Comments
Categories: Chapter 13 bankruptcy, Chapter 7 Bankruptcy, Foreclosure Help

Repossession is the action of regaining a possession, usually a financial institution taking back on object that was either used as collateral, rented or leased, for which payment remains due.  If you are facing repossession of your home or car, you may want to consider declaring bankruptcy to save them.
Filing for bankruptcy will temporarily stop [...]

How to file chapter 13 Bankruptcy

Yazan: admin | 07 January 2009 | No Comments
Categories: Chapter 13 bankruptcy, Foreclosure Help, How To File Bankruptcy

Chapter 13 bankruptcy is a repayment plan for all your debts.  It is away to reorganize what you owe, get lower interest rates and have 3 to 5 years to pay them back.  The reason some people like to file this bankruptcy instead of chapter 7, is because you will get to keep your assets.
Step [...]

Chapter 7 Vs Chapter 13 bankruptcy

Yazan: admin | 06 January 2009 | No Comments
Categories: Chapter 13 bankruptcy, Chapter 7 Bankruptcy

If you are swimming in credit card debt and missing payments bankruptcy may be the right option for you.  There are several types of bankruptcy you can file for the main ones are Chapter 7, chapter 11 and chapter 13.  If you are an individual (not a major company) then you going to want to [...]